Knowledge Base

Learn conscious spending

Guides, tutorials, and insights to transform your relationship with money. Start with the basics or dive into specific topics.

Getting Started

New to Solvent? Start here. Learn the philosophy and set up your foundation.

1

What Is Conscious Spending?

The philosophy that makes Solvent different from every other finance app.

3 min read

2

Setting Up Your Accounts

Create a clear picture of where you're starting from.

4 min read

3

Your First Spending Plan

Give every dollar a job before the month begins.

5 min read

Spending Plans

Go deeper into budgeting methods and how to use your spending plan effectively.

1

Zero-Based Budgeting Explained

Every dollar gets a job. Learn how this simple method works.

5 min read

2

Planned vs. Actual

Use real-time tracking to stay conscious throughout the month.

5 min read

Mindset

The psychology of money. How we think, feel, and relate to our finances.

1

The Pause Before Purchase

Ten seconds can change everything. Transform mindless spending into intentional choice.

6 min read

2

Money Shame and Healing

Why money shame is so common—and how to start moving through it.

6 min read

Debt

Strategies and motivation for becoming debt-free.

1

Snowball vs Avalanche

Two proven ways to pay off debt. Choose the approach that works for you.

5 min read

2

Staying Motivated During Debt Payoff

How to keep going when motivation fades—because it will, and that's normal.

6 min read

More articles coming soon

We're adding new guides on spending plans, debt payoff strategies, mindset shifts, and more. Sign up to get notified when new content drops.

Get Started Now