PRICING
Start free and upgrade when you need more. Every plan includes the core tools for conscious spending.
See where your money actually goes
No credit card required
Finally understand where your money goes — without beating yourself up
30-day free trial, cancel anytime
Run your freelance business from one place. Time, invoices, projects.
30-day free trial, cancel anytime
Your operations, your agreements, your finances. All connected.
30-day free trial, cancel anytime
| Feature | Free | Personal | Freelancer | SME |
|---|---|---|---|---|
| Finance & Spending | ||||
| Bank accounts | 3 | 10 | Unlimited | Unlimited |
| Transactions per month | 100 | Unlimited | Unlimited | Unlimited |
| Custom categories | 10 | Unlimited | Unlimited | Unlimited |
| CSV import | ||||
| Spending plan | ||||
| Tax account types | ||||
| Goals & Debt | ||||
| Savings goals | 2 | 5 | Unlimited | Unlimited |
| Goal milestones & celebrations | ||||
| Debt tracking | Basic | Full | Full | Full |
| Snowball & avalanche calculators | ||||
| What-if scenarios | ||||
| AI Assistant | ||||
| Monthly messages | 10 | 50 | 200 | Unlimited |
| Natural language queries | ||||
| Freelance & Business | ||||
| Client management | 10 clients | Unlimited | ||
| Projects & milestones | ||||
| Time tracking & timesheets | ||||
| Invoicing with PDF export | ||||
| Basic reporting | ||||
| SME & Operations | ||||
| Agreements & SLA reporting | ||||
| Revenue pipeline | ||||
| Cost Plan per project | ||||
| Document storage | 10GB | |||
| Team seats | Up to 5 | |||
| Xero integration | Roadmap | |||
| Support | ||||
| Email support | Priority | Priority | Priority | |
| Onboarding help | ||||
The principles behind Solvent—awareness, honesty, conscious spending—don't belong to us. They're ancient ideas that have helped people change their relationship with money for decades.
We believe everyone deserves access to these tools, regardless of what they can afford. That's why there will always be a meaningful free tier. Not a crippled demo. Not a 14-day trial. A real, useful set of tools you can use forever.
The paid plans cover the real costs of building and maintaining software—servers, development, support. But the wisdom? That's free.
Yes. The free tier is genuinely useful—not just a teaser. You get spending plans, goal tracking, and the Quick Entry app. Many people never need to upgrade.
You'll be moved to your chosen paid plan. If you decide Solvent isn't for you, just cancel before the trial ends—no charge, no questions.
Absolutely. Upgrade or downgrade anytime. If you downgrade, you'll keep access to your current plan until the end of your billing period.
All major credit and debit cards. We use Stripe for secure payment processing.
Yes — pay annually and get 2 months free. Switch to yearly billing anytime from your account settings.
When we run promotions, the discount you lock in stays with your account forever. Even after we raise prices, your rate stays locked.
Cancel anytime from your account settings. No hoops, no phone calls, no guilt trips. Your data stays available for 30 days after cancellation in case you change your mind.
Pick a plan and begin your 30-day free trial. No credit card required for Free.